Common Legal Questions & Answers

The attorneys of Lear & Werts LLP have provided Columbia-Missouri-Car-Accidents.com with the following list of Common Legal Questions and Answers.  More information on each of these topics can be found at the firm's website www.learandwerts.com.

What do I do if I am in a car accident?
If you are involved in an automobile collision, stop. Most states require an individual to not to leave the scene of an accident, even a minor one, without first stopping to see whether there are any damages or injuries. (read more)

What are the Dos and Don'ts with dealing with insurance companies?
Do call your agent as soon as a covered event takes place. As soon as you get home from the accident, or even before you go to the doctor, call your agent. Do review and understand your coverage before talking to your insurer or your agent. Read the "Coverage" and "Exclusion" sections of your policy in particular. (read more)

Can I recover even if the accident was my fault?
Missouri law allows you to be able to recover for injuries, even if the aaccidetn was partially your fault. In that case, however, you may be required to reduce the amount of compensation you receive by your precentage of fault.
(read more)

What is my case worth?
The value of a case depends on a variety of factors cannot be determined without analyzing information regarding the injury, medical bills, loss of income, and permancy of injury. (read more)

Where will the money come from to compensate me?
The at-fault party's insurance typically pays for your damages. If the at-fault party is not adequately insured, your own insurance may include coverage that will compensate you for your injuries. (read more)

Should I accept a check from the at-fault driver or the insurance company?
Accepting a check may be construed as a settlement that prevents you from obtaining any additional compensation from the at-fault driver or his insurance company. Therefore, you should not accept or sign a release until after you have conferred with an atorney. (read more)

What types of insurance coverage are available to cover my injuries?
A serious car accident or other personal injury often require the injured party to look to a variety of different insurance policies (some held by the at-fault driver and some held by the injured person), which include liability coverage, uninsured motorist coverage, underinsured motorist coverage, medpay coverage, health insurance, disability insurance, umbrella insurance policies, and Medicare/Medicaid or other govermental benefits. (read more)

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For a list of other Common Legal Questions & Answers, see Lear & Werts LLP's page on Frequently Asked Questions about Motor Vehicle Accidents.